Car accident laws in the state of New Hampshire are different from that of many other states. In no fault states, many car accident cases are settled out of court because state law makes insurance companies pay for injuries or damage quickly regardless of who caused the accident. Because it’s a “fault” state,New Hampshire allows drivers to have various liability options, including “add-on no fault.” Add-on no fault liability allows drivers in the state who have optional no-fault insurance to not only get personal insurance protection no matter who caused the accident, but also to file a lawsuit to get compensated for any injuries.
Another factor of the car accident law in New Hampshire is that the state operates under the proportional comparative fault system.This means that if you are involved in a car accident within New Hampshire’s borders and are found to be 51% or more responsible, you aren’t legally entitled to any compensation. Additionally, you are legally bound to pay for any part of the accident that you are responsible for. For example, the other driver may have hit your vehicle, causing the accident, but if you were speeding or being negligent, then you’ll be responsible for that portion of the car accident.
In a state with extremely intricate laws such as New Hampshire, it’s important to hire a competent car accident lawyer that can help you with your lawsuit.