In Nebraska, drivers are required to have at least liability insurance on their vehicles to protect them if a car accident should occur. Nebraska is a 25/50/25 state, which means that the lowest amount of liability insurance that can be carried is $25,000 for each person in the accident, $50.000 for each bodily injury, and $25,000 for each property damage incurred.
The state of Nebraska follows the basic fault system called tort liability. Tort liability means that if you’ve been a victim of a car accident, then you are legally able to file a lawsuit against the responsible party. You can sue for a variety of damages, such as lost wages, medical expenses, property damage, physical injuries, disfigurement, and more. However, you must be able to prove that the other party was at fault. This can be tricky for the average person, so it’s important to retain the services of an experienced car accident lawyer in states that mandate you prove the case yourself.
In addition to following tort liability, Nebraska also adheres to the the modified comparative fault rule, which means that you can only sue the other party if they more than 50% responsible for the accident. Also, the total amount of your settlement will be dependent upon the level of fault of both parties. For example, if you happened to be speeding or not wearing a seat belt when the other car hit you, then you are at least partially responsible for the accident and will have to pay for your part. Usually the damage that you are responsible for are taken out of the sum total of your settlement.