Iowa Car Accident Laws

In Iowa, drivers must maintain liability insurance for protection in the event of a car accident. Iowa liability insurance consists of the 25/40/15 coverage, which covers $25,000 for injury or death in a car accident, $40,000 for the injury or death for other individuals, and $15,000 in property damage coverage.

Iowa, along with two-thirds of the other states in the nation, follows the comparative fault rules when it comes to car accidents. The comparative fault rule mandates that a driver can recover damages from the other party as long as the other party is more at fault for the accident. However, if the driver seeking damages is at fault for even a fraction of the accident, then damages are recovered from the driver’s final settlement.

In Iowa, pursuant to Iowa Code Ann. 614.1, anyone filing a personal injury lawsuit must do so within two years of the injury or within two years of when the injury was found out. Property damage lawsuits must also be filed within two years. It’s urgent to seek the assistance of a car accident attorney as soon as possible after an accident to give ample amount of time for preparation.

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