Hit and Run Car Accident

When a car accident occurs, most people are concerned about making sure there are no injuries and being able to exchange insurance information in order to complete the process and get the accident settled. However, when a hit and run occurs, the accident is taken to an entirely different level.

The first thing to remember is that if you are the victim of a hit and run, do not chase after the vehicle that hit you. Not only are you placing yourself in danger by attempting to catch the other car, but you are also fleeing the scene of the accident yourself. Try to remember as much information as you can about the driver and the vehicle, and turn that information over to law enforcement. File the police report as soon as possible so that the investigation can begin. Keep in mind that hit and run accidents are handled differently according to the state you live. Refer to your state’s “Leaving the Scene of an Accident” laws in order to fully understand the legal process in your state. A competent car accident lawyer will be able to advise you and lead you through the procedures.

After you’ve submitted a police report, you must also submit the hit and run accident information to you insurance company. Be certain to include the police report when you submit the information to the insurance company, which will help to provide sworn proof that your claim is substantial. Insurance companies need as much information as possible in order to ensure that the claims are indeed true and not a scam, which unfortunately happens quite a bit to insurance companies. If you have uninsured motorist protection, you will be covered for your losses according to your insurance policy guidelines.

Be aware that a hit and run accident is a serious offense, and retaining an experienced is highly advised as there are state laws and other issues that arise when a hit and run accident occurs that differentiates from car accident where both parties are present. Hiring a competent car accident lawyer is critical in order for you to understand the laws in your state and everything that is involved in the process.

Sources: http://blog.equifax.com/insurance/how-to-handle-a-hit-and-run-car-accident/




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